I recently bought a new MacBook Pro on Ebay Classifieds.
The price was fair and the seller made a personable and sincere impression. Shortly after the purchase I received a message from Ebay, there they informed me that they had to remove the seller from the platform. However, he immediately contacted me by email, gave me his cell phone number and sent it on the same day.
The laptop has now arrived and is perfect.
However, he just sent me the invoice by email and there I'm given my address as the delivery address. His payment address is given.
He financed the MacBook in installments and including the installments he pays 700 euro more than he asked me for the MacBook.
Do I have to worry if he doesn't pay the installments or if there's possibly a "business model" behind it.
I would really appreciate your competent advice!
I thank you in advance.
He financed the MacBook in installments and including the installments he pays 700 euro more than he asked me for the MacBook.
Why buy a device when you know that you will not acquire ownership of it?
Do I have to worry if he doesn't pay the installments or if there's possibly a "business model" behind it.
If things go stupid, you can get rid of the device faster than you can look.
Maybe I expressed myself incomprehensibly, I bought the device for a fixed price, a few percent below the RRP. But he financed it.
Maybe I expressed myself incomprehensibly, I bought the device for a fixed price, a few percent below the RRP. But he financed it.
Yes, I'm well aware.
You knew (or should have known) that the seller is not the owner, because he only acquired it through financing purchase and the seller (the financier) is still the owner.
You have not acquired property in good faith.
If your seller no longer pays the installments, his seller will take the device away from you - unless you pay the lender the outstanding installments. If in doubt, you can put another lot of money on it or you're going on MacBook.
Before paying, I asked the seller why he wanted to sell the laptop and he replied that he had the laptop from a friend who would have got it cheap and he is now selling it for a few euro more. After payment, he wrote to me that his girlfriend had already delivered the package to Hermes.
Of course, I've saved all of our chat histories, should I contact PayPal here?
Before paying, I asked the seller why he wanted to sell the laptop and he replied that he had the laptop from a friend who would have got it cheap and he is now selling it for a few euro more. After payment, he wrote to me that his girlfriend had already delivered the package to Hermes.
I have not yet commented on the factor: eBay KA are intended for on-site transactions; Mail-order transactions are to a large extent fraudulent.
In your case, everything has largely gone according to the contract so far.
Of course, I've saved all of our chat histories, should I contact PayPal here?
To put it bluntly, I don't see any reason for a PayPal case yet, because you received the laptop and you also knew that the thing was bought under ongoing financing.
For everything in detail, I don't have access to your chat history - and I can't give specific information, as that would be free (and insofar impermissible) legal advice.
No, there was never any talk of financing. I only found out about this through the invoice he just sent me by email.
Then I would look at the documents and see if there's anything from the retention of title or the like. Stands.
Tomorrow I'll see to what extent Otto will give me information about the sales contract. After all, I'm only given as a song address in the sales contract including my address.
So far I thank you in advance for your help!
Virage is, of course, broadly in agreement. It is possible that in your individual case you have of course still acquired property or, God willing ^^, at the latest when he pays the last installment.
I just wanted to add that I can at least imagine that the seller more or less got a loan in this way that a bank would otherwise not give him. So in the form of cash. You might be more likely to get consumer goods on installments, but it might just be difficult for him to get cash in cash.
That was actually my thought too!
However, one can e.g. At Mediamarkt / Saturn etc. Finance at 0%, why then pays around 600 euro in interest on a "loan amount" of 1300 euro (over 50%!)
Every criminal organization offers fairer loans ^^
First I would be interested in who this lender is; this is perhaps even more disreputable than the "business model" your salesperson might have in mind.
Basically, of course, the more lenders are willing to issue loans, the more they get back; in this way one can then also compensate for higher default risks distributed over the mass. It is estimated that over fifty percent is a particularly long term.
Otherwise, if the duration is really short, it might be advisable to resort to the services of a criminal organization instead ^^
