So for home use, writing, spreadsheets, surfing etc, don't gamble. I know nothing about it.
Well for your application:
4-8 GB RAM
CPU and GPU relatively unimportant because you don't need a lot of power
500GB storage is sufficient
Full HD display would be nice
It would be recommended:
8th generation Intel i5 cpu
8 GB RAM
500GB SSD
Windows 10
14-15 inch IPS display
A current notebook should already have that.
The price should be around 600 euro to 700 euro.
I think with every laptop that you can normally buy in a shop you can't go wrong. If it costs around 500 euro all normal programs are running.
You just compare the couple in the shop that cost around 500 and see which one has the highest numbers:-).
