What insurance pays for self-neglect?

se
9

I would be interested to know what kind of insurance you need with a self-fault pays for my own items. Example: I walk the stairs- in my hand my laptop this falls out of my hand harm 800 euro. As far as I know Household pays so only in case of fire, lightning, explosion, etc. So this type of insurance? And what about private liability insurance, which only pays if I feel harm to other people?

Pe

Pay for yourself?

Ha

No normals.

Do you have to insure the laptop separately, as with mobile phones.

That will be extremely expensive.

se

So insure every single item? Cell Phone Laptop Cabinet Clothes Lamp?

se

There's insurance. Or not?

Pe

Just ask the internet?

https://www.google.com/...vwvUej9X1o

An example:

https://www.mobiliar.ch/versicherungen-und-vorsorge/wohnen-und-eigentum/hausrat-kaskoversicherung

Ha

Yes.

With self-debt, the risk of abuse is also incredibly high.

Do not like your laptop anymore, you just throw it in the channel and want a replacement.

se

Oh my god, sad, but true, thanks anyway. To be on the safe side I have to insure everything I own…

se

This is household dad know I'm worried about self-fault with items I bought. And where ICHA is to blame.

Pe

That's exactly what ".Kasko" does in the second link - but there are other insurance companies that can do that, too - but