I'm interested in when an appraiser is involved in an insurance claim. It depends on the sum of the damage. For example, if a laptop worth 1500 euro breaks. Will an appraiser come to inspect the damage? And not at low damage (worth little money) not?
In my experience more of improbability. But there's certainly a relationship between credibility and value, probably depends on the insurance and how often you have used them. Nobody can say that exactly.
1500 is not much money for insurance. Maybe nobody will come. If one comes, then within the next 48 hours. I have not heard that it takes longer.
He comes for sure, if the insurance has a suspicion of fraud, regardless of the amount of damage.