As a trainee, can I buy a laptop in installments?

As
2

I have already tried it online, the laptops cost a total of 450-500 euro but unfortunately it didn't work anywhere (I tried several laptops on several pages) and the reason wasn't there so I wanted to ask if it was because I'm an apprentice (1 year of apprenticeship, approx. 750 euro net, age 21) or whether this could possibly be due to the current corona crisis? Because my cell phone I also pay in installments and without any problems (30 euro a month)

ar

If you already have a loan, you won't get a 2nd approval, Schufa won't participate.

When the first one is paid off, it will work again.

Your income is too low.

lo

Your schufa ranking is likely to be too bad or your job seems to be considered not safe enough.

I would take the right to a schufa information in your place and get one out there. From this you can see why it does not work.

lg, Anna

PS: I would like to be in the family circle e.g. Ask for a loan for the device. Possibly. Can you help you there. But do it in writing with the repayment agreement.