I'm 18, in the 2nd year and earn 775 euro gross a month. I would like to buy a laptop for school, work & education, which costs 899 euro.
Would an installment of 20 months be possible?
Yes, if you have your own account, if not, you have to ask your parents
I will not become unemployed because my girlfriend belongs to the company and I'm taken over without problems after the training. This has also told my boss ready. Especially since everyone in the hotel chain is happy about specialist staff.
All this may be but a rate of 45 euro mtl. Is still in it. Otherwise I have no expenses.
My question was if it was possible! Is.
Whether you get a loan, decides your bank. Try it! A verbal commitment to a job after training does not recognize a bank. Nor that your girlfriend belongs to the company is not a guarantee for the bank. Your relationship may end someday. Nobody can look to the future.
Again, why do not you save 2 or 3 months and pay for the laptop bar? This is still the cheapest option and you have no debts if your future does not go according to plan!
Do not do it. Get a loan from a "real" bank and use this money to buy the laptop. According to the fine print, they demand 7% interest per year. That's what I call usury.