Laptop stolen on business trip - what does the employer pay?

I'm doing my training as a health care worker and am currently on a "business trip" for 7 weeks in another hospital outside of Hamburg (where I come from and work). We live in a kind of bungalow with several students and my laptop was stolen, at least it's gone. Who is liable for such theft in this case? As far as I know, I should be insured through my employer because these apartments are also on the hospital grounds. What do you know about it? Unfortunately I do not have household insurance.

I don't really understand why your employer should be liable if you haven't taken care of your things. I don't think your employer will cover you just because you were allowed to use an apartment there.

But you can inquire with your employer whether they have general household insurance, generally cover these apartments. But I personally don't think so. That may be personal bad luck.

File a complaint against an unknown person and hope it will show up somewhere if it tries to sell it. I can't advise you any more.

Because I've heard it said many times that employers are liable for employees on business trips. In addition, it was stolen in the bungalow and we live there with 6 people, everyone works at different times, that has nothing to do with being careful?!

Enclose the laptop in a separate cabinet with its own key / lock, or secure the laptop to a radiator with a Kensington lock. That would have been two ways you could have avoided the loss.

I hear this for the first time, at least in the course of household effects. The duty of care for employers on business trips relates to other things such as accidents, illness, travel costs when resigning, etc. But as I said, ask me. Maybe your employer has something going on above the statutory benefits.

You are in training - "business trips" are normal internships at the time.

You have to take care of your private property yourself.

That's also my opinion.

Here it is also said clearly:

https://www.arbeitsrecht-rheinland-pfalz.de/glossar-begriffserlaeuterung-rechtlicher-begriffe/glossarbegriffe/arbeitgeberhaftung.html

"On the other hand, the employer is not liable for damage from general life risk.

Example: Personal items are stolen from the employee on a business trip. He can't demand a replacement from the employer for this. "

Usually, when the laptop is handed over, a declaration is signed, in which such points are often described.

It is best to inform the trainer and the police as soon as possible. Possibly. Does the IT department also need information to lock the laptop (weekend service?).

That employers on business trips for workers
be liable.

This does not mean that your employer has taken out liability insurance for you if you do professional mischief!

No, this has nothing to do with liability, but with accident, illness and travel cancellation. If something breaks (e.g. The glasses), it is even included. But stolen things are not included.

These are completely disjointed things. Leave it if you have no idea about the insurance industry.

Did you read the link i posted? I fear no. Your statement was simply wrong. Just because the word "stick" is there has nothing to do with liability. But if you inform yourself about the duty of care of employers on business trips, you will find what I wrote.

As I understand it, it's a private laptop, not a corporate laptop. But otherwise you're absolutely right.

Again, all of this has nothing to do with the girl's own laptop being stolen. What does the AG have to do with it?

Sure, that has nothing to do with it. But she asked because she suspected that she had some kind of household insurance through her employer (because the apartment was provided by the employer and on the hospital premises) and her private laptop was covered with it. Which is very likely not, unless your employer has taken out general household insurance (via the requirement of a statutory provision) for the apartments. I don't think so.

But you are with the word liability all the time. Your employer never offers you liability on business trips. You have to have your own. It certainly has nothing to do with the case here, but I wanted to point out that your statement is wrong. Before anyone here reads this and falls into the misconception that the employer has generally taken out liability insurance on business trips.

I have now reread your comments, again confirming that you have no idea about the insurance industry. An insurance broker greets you.

Your parents' home insurance could be the solution.

Two prerequisites: There's burglary and you still have your residence with your parents (no own household).

Insurance coverage would then exist in the course of external insurance.

Yes, I mistakenly assumed a company laptop. I was on the wrong track.

Classic case by profession is missing. But okay, you're right, and I'm calm. Have a good time.

You are more likely to experience classic self-esteem. Better go to your sandpit, junior.

I just hope you don't sell liability insurance. This seems to be your weak point if you don't recognize it. Maybe you just expressed yourself unfavorably, or I got it in the wrong neck. Quite possible. But I don't arrogantly pretend to be here with my job and say "I'm always right". When I have learned what is wrong is wrong, and even an insurance broker is wrong.

That doesn't sound so good when the parents don't have something like that.

Then you will have to buy a replacement yourself or go to the town hall.

The ladies and gentlemen may keep collecting for those who save themselves such small contributions.

I'm afraid the AG won't help, he doesn't pay for new trousers and things like that if it burned.

Nobody pays you that.