Unfortunately, I once dropped my insured laptop, which caused my laptop to crack. He was insured for the rest of the laptop, which is why I'm at Saturn, and they sent it to be repaired. Now do they think the costs at Saturn exceed the new costs? Does it mean that I will get the device replaced🥶
Not necessarily… You will probably just get your laptop back repaired, even if a new one would be cheaper. At least you keep your data…
Or they pay off the device. The only question is how to calculate the value?
You will probably get the current value back, unless your insurance explicitly stipulates that you get the new value in this case.
In the event of a total loss, exchange for a refurbished device of the same type and quality.
https://www.saturn.de/...erung.html
Search time: two minutes.
Then you will be reimbursed the current value. You used this device.