I had ordered a laptop, but since the company does not accept debit cards the purchase could not be completed. However, the amount is still reserved on my card, although the company has it canceled. Now my question: how long does it take for me to get this sum back? Do you have business days to do something, or is it also over the weekend.
As far as I know from personal experience that can take 2 to 3 business days.
So first of all there are debit or credit cards. Logically, debit credit cards do not exist.
But what's the point, except for rentals with a deposit, not to accept a debit card? That would be completely stupid of the seller. And why does he block the amount if he does not send the thing to you?
I.d.R. The blockage recovers on its own within 7-14 days.
Okay then I meant debit cards. That surprised me a lot, accounting reasons was the reason. The seller has assured me that the reservation was canceled, then it would have to happen faster, right?
Somehow it makes no sense, as you describe it. If the seller does not accept debit cards, then he does not even send a request for blocking / reserving. Because if he has done that successfully - then he can just deduct this amount? Usually, if a trader does not want to accept a card for any reason, then either no request will be made, or a cancellation will immediately follow.
but anyway, such a reservation is canceled if the dealer initiates the cancellation. He probably confirmed that to you first in writing, but had not done anything like that. For whatever reason.
just call your card service (should be there around the clock) and ask what they can see in their system. If there's something already. Maybe he did something wrong too, and you wait unnecessarily long while the dealer thinks it's already done…
There are also debit credit cards. These are just cards with a credit card number, but debit be billed. A "normal" credit card is colloquially always credit or charge.
There are Visa and MasterCard debit cards, but they are NOT credit cards.
No credit line = no credit card
Just as there are no prepaid credit cards, but there are prepaid Visa and MasterCard cards.
