Is it possible to claim someone who does not report material damage to his insurance company?

So hello,

So it's about two years ago, my girlfriend accidentally broke my laptop, then reported it to her insurance, but now my mother-in-law plays as if she were the fruit of the week and that she does not do anything, etc. The question is Now, after my girlfriend broke my laptop, I can hold the mother accountable for finally getting my laptop without having to report it to my girlfriend.

I do not understand. What does your mother-in-law have to do with your girlfriend and with a case that has been eaten for two years?

The mother-in-law is here an uninvolved third party, which has nothing to do with all this.

"Well two years ago" is too long. Notifications may affect premiums and therefore a notification must be made immediately. In the automotive sector, the deadline eg two weeks past. If the insurance does not move despite the message, you will have to ream.

No offense, but either she gives you something volunteer, otherwise you will not see it anymore.

To answer your question Concretely:

Is it possible to claim someone who does not report material damage to his insurance company?

NO. As you describe it in the description, it is a private liability damage. There's no direct claim here, such as In the car insurance.

Either the one pays you the damage from his own pocket, or reports his insurance. If your claims are justified, you can also sue.

That's not the point at all, it's just that I finally get my laptop replaced and after my girlfriend is not yet 18 must that make her mother so my mother in law and still it is not eaten so I wait for two years on mine Laptop and everytime she says she takes care of it and in the end she does not do anything again and I'm sick of it

Yes, but in that case I would have to sue my girlfriend

But that's what it's about. The point is that you can't say anything about it, if you only get incomprehensible information.

Okay well then you know now everything has already been written in the comment below that I have telephoned by the way with my lawyer and will proceed in court as a modified version of embezzlement

If the insurance does not touch despite the message, it must
you re-drill.

And the insurance company will answer, we can't give you any information, you are not our customer!

First you have to clarify whether your girlfriend is liable to you for damages.

After my girlfriend is not yet 18 this must make her mother my mother in law

Would you translate this text for me, that you can understand it too?

So you are married? With who?

Are very funny family relationships!