Hi, I wanted to start coaching Max Weiss to learn more about social media marketing and to get started. He said in interviews and question and answer sessions that he only had to register a business and had no money himself. Now I talked to the insurance agent about my mother when he was there that week and he said there was a lot going to happen to me immediately. Now I ask myself, how can he manage to build something with less than 100 euro and I'm told I have to get private health insurance and take out all other insurance within two weeks? I don't have a factory or office space, I work from home with a laptop or computer and cell phone.
With the best will in the world, I advise you against such dubious, comical coaching. It may seem promising and easy and you think it will make you quick money, but in the end you only score an own goal with it.
if you really want to make money with social media, make your page extraordinary, so that companies or people will notice you.
That already shows that he is a liar. And should you now all of a sudden believe that in another matter? No - like 99% of the coaches, he is a whiskers who himself gets from the office…
And that's exactly what I'm learning from him
Wasn't my question. I wanted to know which insurances I would have to pay or which expenses.
As a self-employed person or business person, you do not have to switch to private health insurance.
What kind of health insurance is there so far?
Hi, at the moment I'm family insured am 20. Since I have a few psychological problems I can't work at the moment and therefore wanted to earn money on the way at least once and maybe later also full-time depending on how it works. But my mother's insurance agent said I would have to take out quite a few insurance policies where I would have to make almost 12,000 euro in annual sales just to pay that there's no business tax included.
Maybe just a nice try to keep you from doing it…
So, before you spend any money on "coaching", talk to a tax advisor. This will tell you what obligations and costs you have to face as soon as you have registered a company. In addition, it makes sense to speak to the IHK once, they offer free start-up seminars.
Which insurance you need depends on the service u offer. But you don't need private health insurance… What about company liability, legal protection etc?
Then seek a conversation with a lawyer who will talk to you about your contracts, terms and conditions, etc.
Then you can always consider whether you want to do the coaching.
Ok yes then I'll ask a lawyer. The tax advisor only talked about trade tax, but I can call him again. Only he will probably not tell me everything because the initial consultation costs 240 euro and I don't have it. That's why he only gave a brief explanation on the phone
If you do not earn more than 450 euro per month (costs for the business can be deducted), you usually remain family insured through one of your parents in the statutory health insurance until your 23rd birthday.
It is important that the self-employed activity is also part-time. No contributions to health and long-term care insurance are due from self-employed activities (exception: drawing a pension as a survivor).
The health insurance company checks the secondary occupation on the basis of these criteria:
Working time from self-employed activity
Amount of income from self-employment (after deducting operational costs)
are your own employees employed in one of the self-employed activities?
If you are self-employed full-time, contributions are calculated from all income (minimum contribution of approx. 200 euro per month).
In the pension insurance it is crucial whether the work is essentially performed for a client.
https://www.deutsche-rentenversicherung.de/DRV/DE/Beratung-und-Kontakt/Kontakt/kontakt_node.html
Discussions with the health insurance company and the German pension insurance are very useful.
Only health and long-term care insurance are compulsory. Further private insurance can be useful. If necessary, inquire at the employment agency and the Chamber of Industry and Commerce for information on business start-ups.
Okay, the tax advisor said I should register as a secondary business. Only there will be well over 450 euro.
If, after deducting the costs for the business, it is more than 450 euro per month (the same rules apply here as for income under income tax law), the free family insurance ends.
It is best to speak to family insurance experts at the health insurance company. When exactly does the family insurance end? Which documents are required when?!
If you are neither a pupil nor a student, the minimum contribution is around EUR 200 per month (if the monthly income also exceeds EUR 1,097, the contribution also increases).
The best thing to do is to ask whether this discussion result from 2007 is still valid and how it is to be applied in practice.
https://sozialversicherung-kompetent.de/krankenversicherung/versicherungsrecht/68-familienversicherung-und-gesamteinkommen-bei-selbststaendigen.html
