Should I take an instant loan for a laptop?

fi
- in Macbook
6

I urgently need a new laptop, mine is unfortunately broken and the university starts now again. I thought of the MacBook Pro, but it costs over 2000 euro. Therefore, I consider taking an instant loan, then I would have the money in about 2 days. Does anyone have experience with that?

st

Hi

There's also an alternative. There are also cheap laptops Pc because no 2000 euro have to be paid.

(I assume that you are just short of cash)

fi

But it should be a good one and last a long time…

pe

Financing would make more sense, because they do not have such high interest rates. In addition, the application is much faster.

but seriously, why equal to a 2000 euro device if you have no money? What do you want with this laptop? When you're done studying, you're not even through finance at a monthly rate of 50 euro.

Nothing against credit in itself. But please stay in the relationship. Even in the media sector where the Apple devices are standard, you do not need a new macbook pro.

Do not go to school so young at such a young age. As a student you have to look anyway that you can cover your monthly expenses. WITHOUT financing. With funding, you only make it harder for you. Get a device for 500 euro. It has i5, good battery power, ergonomic keyboard, matching size and weight. What do you want for the uni more?

fi

Can you recommend me for one who comes to the power of Apple?

At

Why do you think it must be a Macbook Pro?

But it should be a good one and last a long time…

I will not accept that. Facts, usage details count. My laptop, of which I'm writing right now, is 6 years old, runs like clockwork without any problems, did not cost 1000 euro and all I want is new 3D games. To work, etc. More as sufficient. Current models for the same price can withstand even newer requirements.

For financing, without creditworthiness you get with reputable providers NO funding. This "instant loan for anyone without Schufa information" usually have high interest rates, because they risk a possible default / default because they do not know how it is financially put to you. Therefore, they take more interest to make more money and possibly catch failures. That makes the whole thing a debt trap. You vlt have no regular income. The loan must be paid monthly. It does not matter if you have money or not. In case of arrears come reminder fees, procedural fees, cancellation of the loan and display ect. So if necessary, court costs and in the end, the 2k ¬ laptop costs you then a 5-digit amount, because you could not pay more… Congratulations. Life already dirty. Here's just an example of how it can work, but there are so many stuck in debt traps because something did not go the way it was. Vlt for the beginning of a good used, the first time helps you. Save in parallel and if the money is on edge, then switch to something new.

Qu

Absolutely correct.

In addition, he still can't see the exact requirements. Maybe he buys an unsuitable laptop for a lot of money. Maybe the price is not synonymous in relation to the required performance gain.

In many cases, a very simple computer is enough for a degree. Our university also provides ways to get through the entire course without a computer. Theoretically, a separate laptop is not necessary.