Can negative Schufa entries be deleted easily?

For example, if someone from your family ordered a laptop in your name where you didn't have a bank account and weren't even of age.

The process is over and the person pays the debt in installments.

Just chop the spot

Then wait 3 years, then delete.

Or you are suing your family…

Just not. Not in any case with ongoing installment payments…

The invoice must be paid in full.
The creditor must report the payment to Schufa.
After notification, it takes exactly 3 years to be deleted.

But if I'm not to blame?

Then you have to enforce the criminal law. What does Schufa care about?

Let the Sch. If you don't want to have stress with your family. Family peace is more important than the new laptop. Better wait until you make money, or ask your parents if they will buy you.

The question already contains an intention to defraud. So much for your person. You can't delete negative entries. After years without a negative feature, the Schufa deletes itself.

I beg your pardon? It's about my future. A negative Schufa entry is not awesome.

Just! That is why it is better to wait until you have the money for the laptop instead of ordering in a foreign name.

Tell my family and not me ^^