My bank - and others too - have now abolished the TAN procedure.
So now I download an APP and then log in to unlock
Must therefore buy a TABLET.
Why does not everything work on a PC or laptop?
What is safer now? Tablet? But why?
On the one hand, the online banking application is now separately verified by another device… Ie. You also need another device on the PC to even sign you up.
On the other hand, this second device is often your personal smartphone or tablet that ideally no other person has access to and what you always carry with you. So without the smartphone is no registration possible, even if your PC is stolen or you use your online banking somewhere in public.
Hi! Either you have been ill advised or have not understood everything… Or I did not understand your question. The banks have not abolished the Tan procedure, but have been condemned by the legal changes (keyword PSD2) to cease certain Tanverfahren… But: start is your security in online banking and brings in this case, unfortunately, some inconvenience…
2. No, you do not have to buy a tablet, if you have a current smartphone you can load the app to receive the TAN on it as well. Only the mobileTan procedure has been or will be set via SMS as well as the TAN lists in paper form. The tan you then no longer take a text message but get the from the app to the Ergassung on the PC.
3. And no, you do not have to buy a smartphone if you do not have one. As an alternative, you still have the ChipTan / PhotoTanverfahren… This was so far synonymous already… But you need your GiroCard and a Tangenerator, you can buy for about 16 euro on average at the bank. You then need to generate a TAN on the PC. Incidentally, you can run this procedure in parallel to the "Apptan".
It does not work to send the tan on the computer, because the hard customer authentication is a two-step concept that can't be portrayed in this way.
I hope to have your question answered. Greeting
You write: "On the one hand, the registration for online banking is now separately verified by another device… D. You also need another PC on the PC to even register you."
If I have a tablet to load the APP, then it has the same IP. How does the app "notice" if I download it with a PC or tablet?
The app on the tablet accesses the device identifier, i. She knows she's on a tablet and running there. The same is true for the PC, where on the PC is more likely to use the browser or a web app. The IP address is irrelevant for this.
